E-Credit

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Activity perspective

PARTNERS

Software Developer

What can partners do better than you or at a lower cost (and thus leverage your business model)?

KEY ACTIVITIES

   
Credit Inquieries

PR Campaign

Promote Web Presence

"Manual" Contact on behalf of Client

Do-it-your-self

What are your key activities and how difficult are they to perform (by others)?

KEY RESOURCES

   
Software to Automate Credit inquieries

High Quality Staffing

"In Person" account manager

Bank of Boilerplates

What are your key resources and how difficult are they to copy (by others)?"

Offer perspective

VALUE PROPOSITION

Improving a Consumers Credit Score

Lower Credit Cost

Which one of your customers's problems are you solving and why will he work with you rather than with a competitor?

Client perspective

RELATIONSHIPS

   
Online Consulting

Phone Consulting

In Person Consulting and follow up

What type of relationship does your customer expect you to establish and maintain with him?

DISTRIBUTION & ACQUISITION CHANNELS

   
Amazon.com

Yahoo Store Front

E-Credit Web Site

Physical store front

Through which means does your customer want to be reached and addressed by you?

CUSTOMERS

Consumer with damaged credit score

Who are your customers? what are your customers' needs, desires and ambitions?

COST STRUCTURE

   
Cost of the Software

Service Subscription

Web Design and Maintenance

PR Campaign

Salary

What is the cost structure of your business model and is it in harmony with the core idea of your business model?

Financial perspective

REVENUE STREAMS / PRICING

Subscription Revenues

Revenue per Document

What value are your customers really willing to pay for and how will they pay for it?

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